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= S.A.M Auto Insurance =

The best all inclusive insurance at a price you can afford. S.A.M. has packages to cover your liability, loved ones, and property if something goes wrong.

What kinds of coverage does S.A.M. Insurance offer? Note: All of our insurance are no-fault, which means the policyholder will be insured no matter what. For information on how car insurance can help you, and what policy is right for you, check out "How Car Insurance Works" at: []
 * Bodily Injury Liability
 * Property Damage Liability
 * Personal Injury Protection
 * Collision
 * Comprehensive
 * Uninsured/Underinsured Motorist Coverage
 * Rental Car Rider

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Liability Only- Covers damage to someone elses property, as well as for injuries caused to another person where you are found at fault. The basic minimum coverage.======

Collision- Covers damage caused to your car from a collision with another car, object, or by flipping over.

Personal Injury Protection- Covers injuries of the driver and passengers of your car.

Comprehensive- Covers loss by theft or damage other than a collision, including hitting an animal, flood, vandalism, ect.

Uninsured/Underinsured Motorist Coverage- Covers loss if you are hit by an uninsured, underinsured or hit and run driver.

Rental Car Rider- Covers damage to a rental car, and pays for a rental car if your car is disabled due to an accident.

Full coverage- Includes all of the above items.

Your policy will have the contact information in the case that you need to file a claim.

Prices
We know money doesn't grow on trees, so we will quote you the lowest prices around.

Prices are subject to driving record, miles driven per year, where you live, your age, credit, and the amount of coverage. Your premium will also depend on what you pay for a deductible. For a more in detail look on how these topics affect the price you pay, go the the Insurance Information Institute at the following web site: []
 * ~  ||~ Higher Price ||~ Lower Price ||
 * < Driving Record ||< Citations, or Accidents ||< Clean Driving Record ||
 * Miles per Year || over 10,000 || 10,000 and Under ||
 * Where you live || City || Rural ||
 * Age || Over 25 || 25 and Younger ||
 * Credit || Bad Credit || Good Credit ||
 * Amount of Coverage || Full Coverage || Minimum Protection ||
 * Deductible || Lower Deductible || Higher Deductible ||

"What is covered by a basic auto policy?." Insurance Information Institute, n.d. Web. 4 Oct 2010. [].

"What derermines the price of my policy?." Insurance Information Institute, n.d. Web. 6 Oct 2010. [].